Annotated Bibliography – summergirl1999

Annotated Bibliography

 

1. Student Loan Debt Crisis. (2006). Retrieved February 17, 2018, from https://www.consumerreports.org/student-loan-debt-crisis/

Background: This article discusses the depth of student loan debt in the United States. This article explains why student loans got put into place originally, and after generations that student loans have another meaning. This article discusses the amount of debt the United States is from student loans.

How I Used It: This article helped me discover how student debt came to be and student loans are a huge part of our economy’s debt. I used it to demonstrate student debt is a big issue within the United States, and it has an effect on Americans personal lives. The article highly discussed the $1.3 trillion dollars of student loan debt the United States is in. It helped give a better outlook on student debt.

 

2. Peterson-Withorn, C. (2014, July 30). How Today’s Student Loan Debt Is Failing Future Generations. Retrieved February 17, 2018, from https://www.forbes.com/sites/chasewithorn/2014/07/30/how-todays-student-loan-debt-is-failing-future-generations/#4d9e5f124b3c

Background: This article discusses the finical aspect of student loans and college. The article gives information on the rise of tuition. This article gives information about student loan debt, and its place in the economy. This article argues that the debt is affecting many millennials.

How I Used It: This article helped me get information student debt affecting not only the graduates but millennials too. This article offered in depth information about loan companies which is a topic brought up in my research paper. This article helped me gain a better understanding of the big role student debt plays in America’s society.

 

3. Freedman, J. (2014, February 11). Student Loans Are a Drag on The Economy and Society. Retrieved February 18, 2018, from https://www.forbes.com/sites/joshfreedman/2014/02/11/student-loans-are-a-big-drag-on-the-economy-and-society/#7bf123014bc1

Background: This article discusses the original reason student loans were put into place. Student loans were originally put into place to help more people attend college. This article speaks about student debt place in America’s economy. This article offers charts and data to prove their argument.

How I Used It: This article helped me gain information on the burden that college has on personal and financial lives. This article discussed the bigger scare more people are starting to have towards college. Student loans were put into place to help more students have an opportunity to get a college education. This article gives statements from the Department of Education to strengthen their point.

 

 

4. SlideCasey, C. (2014). Cannot Find a Job After College. Retrieved April 17, 2018, from https://www.moneycrashers.com/cant-find-job-after-college/

Background: This website offers information about careers after having a degree. Even with a degree, careers are not guaranteed. This article gives information on what to do if someone has a degree and cannot find a job.

How I Used It: This article helped me gain information for both sides of my argument. This article is about graduates having degrees and not being able to find a career or job. It offers information about reducing cost of living and restricted budget. Students go to college for the education but also for the careers and salary. Students attend college to not struggle.

 

5. Weiner, J. (2014, September 05). Why Sally can’t get a good job with her college degree. Retrieved March 20, 2018, from https://www.washingtonpost.com/blogs/she-the-people/wp/2014/09/05/why-sally-cant-get-a-good-job-with-her-college-degree/?utm_term=.8b458336a8a4

Background: This article offers information about degrees, careers, and student loans. This article offers information on graduates who have degrees for majors that are not in demand. This article speaks about the value of different types of degrees.

How I Used it: This article helped me gain information about the career field. Graduates have degrees for careers that are not in high demand. This article gives statements from the Department of Labor’s Occupational Outlook and the Women’s Law Center. This article offers information about student debt in the United States economy.

 

6. Nykiel, T. (2018, April 02). Student Loan Interest Rates: Federal, Private, Refinancing. Retrieved January 18, 2018, from https://www.nerdwallet.com/blog/loans/student-loans/student-loan-interest-rates/

Background: This article offers information about student loan interest rates. It provides information about different types of student loan interest rates such as federal student loan, unsubsidized, and subsidized. This article is organized in sections to help explain student loan interest rate, such as how student loan interest rates work, federal, and private student loans.

How I Used It: This article helped me gain information about student loan interest rates. Student loans are finically difficult themselves. But there is an extra cost for borrowing the money from loaners, which is making it an extra burden on millennials.

 

7. Advisor, C. (2014). What’s the Price Tag for a College Education? Retrieved February 17, 2018, from https://www.collegedata.com/cs/content/content_payarticle_tmpl.jhtml?articleId=10064

Background: This article offers information on the variables that go into college that make the tuition. They give information and estimated prices on tuition prices of public and private universities. They break down and give in depth reason for the cost of college tuition. They organize the article in sections for general price, tuition, fees, housing and meals, books and supplies, and personal expenses.

How I Used It: This article helped me discover all the variables that go into the price of college tuition. It helped me with my opposing argument because there are many variables that go into college which makes tuition prices high. This article also offers a section about not giving up and being afraid of college because of the tuition.

 

8. Harvard at a Glance. (n.d.). Retrieved February 17, 2018, from https://www.harvard.edu/about-harvard/harvard-glance

Background: This article offers information on the ivy league university, Harvard University. Harvard University is one of the top, most prestigious universities in America. It was established in 1636. Many United States presidents attended there. Harvard is difficult to attend because they need to keep up with their name. It is a very high recognition university.

How I Used It: This article helped me discover the general facts and background knowledge of one of the top universities in America. This article helped me with my student A and student B scenario.

 

9. O’Shaughnessy, L. (2015, March 13). The biggest problems with America’s colleges. Retrieved February 20, 2018, from https://www.cbsnews.com/news/the-biggest-problems-with-americas-colleges/

Background: This article offers information about the issues with America’s colleges. It gives information on amounts of student aid that is given out during certain schoolyears. This article is organized in sections to help people understand the problems with America’s universities, poor graduate rates, family incentives, lopsided priorities, willful blindness, and general information.

How I Used It: This article helped me discover more information about the general problems with America’s colleges. It helped me argue my point in my research paper, by giving detailed information with reports and facts about America’s colleges.

 

10. Weissmann, J. (2012, May 17). Does It Matter Where You Go to College? Retrieved February 21, 2018, from https://www.theatlantic.com/business/archive/2012/05/does-it-matter-where-you-go-to-college/257227/

Background: This article offers information about the meaning of the college students attend. This article offers in depth information about the recognition of colleges, and the meaning it has on getting a career. The article also mentions prestigious schools and expensive schools. The university that students choose is very important.

How I Used It: This article helped me discover the value of university names. The career field is very competitive and the recognition of the college the graduate attended can cost someone a career. This article offers data and studies from The Journal of Human Resources.

This article helped me expand my argument throughout my research paper.

 

11. 9 BENEFITS OF EARNING A COLLEGE DEGREE. (2016, December 09). Retrieved February 17, 2018, from https://www.cbd.edu/9-benefits-college-degree/

Background: This article offers information about the benefits of a college degree. It gives information about the perks and benefits of college. The article offers information about money, employers, and careers.

How I Used It: This article helped me discover additional points on why college is beneficial. This article is organized with sections about nine reasons why college is worth the time and money. This article gave me more information to help my rebuttal argument.

 

12. (2008, October 05). 25 Best High Paying Jobs Without a Degree. Retrieved April 17, 2018, from https://christianpf.com/paying-jobs-without-degree/

Background: This article offers information about jobs without a college degree. It offers information about technology, many successful businesses are online. College was almost necessary but with the technology there are many other ways to make money.

How I Used It: This article helped me discover some more ways that people can make good money without a college degree. Technology is helping many people make money. People are making online businesses that they are making very good money from. This article offers information about successful ways to make money without a college degree.

 

13. Ha, L. (2017, September 15). For some freshly minted college graduates, a reckoning with a ‘quarter-life crisis’. Retrieved March 17, 2018, from https://www.cnbc.com/2017/09/08/millennials-face-life-after-college-finding-a-quarter-life-crisis-instead-of-dream-jobs.html

Background: This article offers information about millennials and the education system. This article offers stories from college graduates. Many graduates are having troubles finding a steady career after college. It is difficult for graduates to pay back student loans when they do not have a stable career. This article offers information about many college graduate millennials finding themselves in a quarter life crisis. This article offers a study about social media.

How I Used It: This article helped me discover that the career field is difficult. Careers are not guaranteed with a college degree. Many graduates cannot find steady careers and still have to pay off their student loans. This article gave information about real college graduates that are facing difficulties finding a career. This article helped me argue my argument in my research paper by giving information about graduates personal and finical situations.

 

14. Long, K. (2016, August 08). Why Your Student Loan Debt May Not Be as Bad as It Seems. Retrieved February 17, 2018, from https://www.forbes.com/sites/financialfinesse/2016/08/07/why-your-student-loan-debt-may-not-be-as-bad-as-it-seems/#61095a8218b8

Background: This article offers information about student debt not being as bad as people make it seem. Student debt is the highest debt America encounters but it is the most beneficial because having a college degree has its benefits. This article offers information about 401k, employers, and careers.

How I Used It: This article helped me with my rebuttal argument for my research paper. This article gives the positives of having student debt. Many people obtain careers after college and the salary people can get from a career makes it easier to pay off the student loans.

 

 

15. Dickler, J. (2017, August 29). Student loan balances jump nearly 150 percent in a decade. Retrieved January 18, 2018, from https://www.cnbc.com/2017/08/29/student-loan-balances-jump-nearly-150-percent-in-a-decade.html

Background: This article provides the average student of student debt graduates have. The high jump of student debt America encounters. This article provides, graphs and charts to support their evidence. The percentage of America that is in student debt.

How I Used It: This article proves that that tuition increase for college education is causing problems for not only graduates but also the economy. This article also proves the delay on personal purchases due to student debt.

 

16. Matarazzo, M. (2017, March 29). How is the Student-Debt Crisis Affecting the Lives of College Graduates? Retrieved January 18, 2018, from http://www.genfkd.org/student-debt-crisis-affecting-lives-college-graduates

Background: This article provides information about the student debt crisis affecting the personal lives of college graduates.

How I Used It: This article proves student debt effects many college graduates. It provides information about the impact of rising tuition costs, and the debt America is in. The price of paying back student debt monthly. This article also proves the long-term impacts of student debt.

 

17. Lanza, A. (2016, January 20). Study: Student Loan Borrowers Delaying Other Life Decisions. Retrieved April 18, 2018, from https://www.usnews.com/education/blogs/student-loan-ranger/articles/2016-01-20/study-student-loan-borrowers-delaying-other-life-decisions

Background: This article provides surveys on daily spending habits of young Americans. Provides information on public, private universities, and community colleges. The percentages of people who think college is and is not worth it.

How I Used It: This article proves student debt effects some graduates personal lives. Purchases from many graduates are being delayed. Student debt can cause people to take out of their savings or retirement. Student debt can cause graduates to have some troubles with paying for some necessities.

 

18. Frizell, S. (2014, February 27). Student Loans Are Ruining Your Life. Now They’re Ruining the Economy, Too. Retrieved April 18, 2018, from http://time.com/10577/student-loans-are-ruining-your-life-now-theyre-ruining-the-economy-too/

Background: This article proves even though a person has a degree in a certain field it does not mean a career is guaranteed. The amount of student debt America is in. The average amount of money a graduate owes. The rise of tuition and loan interest. More students are attending college.

How I Used It: This article proves that America is in $253 billion dollars of student loan debt. In the recent years the debt increased 10 percent. Not all graduates can pay back their debt in time. This article proves charts. This article proves tuition for universities rising. This article proves interest rates are crazy.